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Columbia Community Housing Trust


A Community Housing Trust (CHT) is a private non-profit community organization that safeguards land in order to provide affordable housing opportunities. CHTs buy and hold land permanently; preventing market factors from causing prices to rise.

CHTs build and sell affordably-priced homes to families with limited incomes— the CHT keeps the price of homes affordable by separating the price of the house from the cost of the land. When a family decides to sell a CHT home, the home is resold at an affordable price to another homebuyer with a limited income. The goal of CHTs is to balance the needs of homeowners to build equity and gain stability in their lives with the needs of the community to preserve affordable home ownership opportunities for future generations.


  • Help renters buy well-built, affordable housing that allows them to build wealth.
  • Ensure that CHT homes remain permanently affordable to future generations of home buyers.
  • Maximize the use of the valuable housing subsidies that make CHT homes affordable.
  • Build high quality, energy-efficient homes that will be assets for the community.
  • Always owner occupied
  • Always well maintained
  • Virtually eliminates foreclosures


The Section 8 Waiting List is now open!
See details here

You Should Know

CHA provides housing assistance to over 1,900 families in Columbia and Boone County.

Families pay 30% of their adjusted household income for rent.

Our Family Self-Sufficiency Programs help families develop five-year plans for self-sufficiency.

Contact Us

201 Switzler St.
Columbia, MO 65201
(573) 443-2556 phone
(800) 735-2966 TTY Relay