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Money Smart

Money Smart Financial Literacy & Home Ownership Program

Understanding your personal banking practices and the proper use of credit loans can affect your financial goals for the future.

Money Smart Is Fun!

The FDIC Money Smart program is free program that is open to everyone wanting to manage their financial future.  The program  will provide you with a free credit report analysis and help you understand how to improve your credit and make a plan for home ownership.

The class meets on Mondays for two hours over a ten-week period.  You can choose from a class that begins at 12:00 Noon or an evening class that begins at 6:30 p.m.  The 20-hour curriculum covers everything from opening a checking account to obtaining a mortgage loan. Graduates receive a certificate qualifies them for the City of Columbia’s First Time Home Buyer Down Payment Assistance Program.  Persons participating in the Section 8 Housing Choice Voucher (HCV) Program can also qualify for the HCV Home Ownership Program.

Call 573-443-2556, Extension 7017 for the 2020 MS Schedule and to enroll.

Participation in this program also qualifies for HUD Community Service hours.



The CHA is accepting applications for the newly renovated Bear Creek Apartments.
• 1, 2, 3, & 4 Bedroom Units Available
• Modern Newly Renovated Units
• Rent Based on Income *
• Low Initial Security Deposit
• Energy Efficient & New Appliances
• Washer & Dryer Hookups
• Park & Laundry Facility
• Resident Services & Family Self-Sufficiency Programs
* Qualified applicants must be low-income.

Apply now at:

The Columbia Housing Authority
201 Switzler Street, Columbia
(573) 443-2556

You Should Know

CHA provides housing assistance to over 1,900 families in Columbia and Boone County.

Families pay 30% of their adjusted household income for rent.

Our Family Self-Sufficiency Programs help families develop five-year plans for self-sufficiency.

Contact Us

201 Switzler St.
Columbia, MO 65201
(573) 443-2556 phone
(800) 735-2966 TTY Relay