Money Smart

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• Money Smart
• Home Buyer Education
• Homeless Resources
• Safety Department

Money Smart Financial Literacy & Home Ownership Program

Understanding your personal banking practices and the proper use of credit loans can affect your financial goals for the future.

Money Smart Is Fun!

The FDIC Money Smart program is free program that is open to everyone wanting to manage their financial future.  The program  will provide you with a free credit report analysis and help you understand how to improve your credit and make a plan for home ownership.

The class meets on Mondays for two hours over a ten-week period.  You can choose from a class that begins at 12:00 Noon or an evening class that begins at 6:30 p.m.  The 20-hour curriculum covers everything from opening a checking account to obtaining a mortgage loan. Graduates receive a certificate qualifies them for the City of Columbia’s First Time Home Buyer Down Payment Assistance Program.  Persons participating in the Section 8 Housing Choice Voucher (HCV) Program can also qualify for the HCV Home Ownership Program.

Call 573-443-2556, Extension 7017 for the 2020 MS Schedule and to enroll.

Participation in this program also qualifies for HUD Community Service hours.